Cents

Cents To Live By: Introduction

In Cents To Live By by LivingToTheUtmost

The Avoided Topic

For many the topic of money is something to be avoided. Finances are dealt with, in various ways, just to place a check-mark of relief on the list of daily tasks.  It can bring on feelings of anxiety and discomfort, but it is too important of a topic not to discuss in relation to living life. I am not an expert in this area, but I have learned a thing or two on where the experts hang out. I do not plan on writing long strategic plans about money and how to utilize it. Rather, I know where to find helpful information, and I plan on being the arrow to point you in the right direction, and of course throw in my two cents.

The Lottery Won’t Help

As with most things done in a day-to-day situation, finances may not be very enjoyable at first glance. But if there is a will, there is a way. If you want to be able to look at your finances and feel relief rather than anxiety, and a little bit cozy instead of uncomfortable, then you have to do some work first. Even though acquiring a large amount of money, like winning the lottery, sounds like a good solution to the problem. It would help as much as giving a starving person one feast amongst a famine. Once the food is gone, they are still going to be hungry.

Me? Yes YOU!

I would like to start out giving you the most important piece of financial advice you can ever get:

YOU have to care about your finances!

You cannot expect other people to come knocking at your door, looking to help you get your finances in order. And if someone does come knocking at your door, they are not looking to help you with your money, but to help themselves to some of it.

Finances are just like any other area in life. In order to better that area, you must first care about it yourself. Put in the effort to make the changes you want to see made. And have the patience to see it through to the end. It is fair to assume that the amount of time it took to get you into this situation, is the amount of time it will take to get you out. The only get rich scheme that actually works, is the one which gets you rich with debt.

Gain Control To Lose Stress

Money doesn’t have to be the stressful topic which most see it as. It is only stressful to those who do not have control over their finances. And if you don’t think you can get control over your finances, there are countless stories of people, who have taken control over situations which were probably a lot worse than yours. The first chapter in their success stories, was that they saw the issue and did something about it.

Finances play a big role in how you live your life and the way you spend your time. When you start to get more control of your finances, you will start to have a bigger say in how you spend your days. In order to get control of your finances you must have obtainable financial goals instead of vague ideas like “I want to save money”. A goal is achievable, while an idea can only ever lead you to a goal.

Financial Sense To Gain Financial Cents

Even if you’re not in a dire financial situation, there are always fun and exciting things you can do with a couple extra dollars. In order to have some cents to live, you need to have some financial sense to live by. Start to focus on your finances a little more, so you don’t have to focus on them so much.

Life, keep it simple and live it

Josh